Croats keep up with the trend in credit cards. It is estimated that every citizen of Croatia has at least two credit cards. Which would mean that there are twice as many credit cards in our beautiful country than residents.
The largest part, according to a survey by the Croatian National Bank, consists of debit cards from which cash is immediately withdrawn upon payment. But credit card usage is on the rise, which is in line with the rise in the use of favorite plastic across Europe.
An interest-free payment option
Credit cards are becoming more popular due to the ability to repay in installments. These cards are particularly attractive because there is also an interest-free payment option.
Credit cards make it easier to buy one last time, but that means less control over your costs. Money doesn’t physically disappear from your wallet, so it’s not easy to keep track of the costs that accrued in your bank account. Because of this, debts are accumulated.
Online loans without credit and debt cards: All the pros and cons
The good side of credit cards is that the customer can get credit on them. But what clients see as one of the biggest drawbacks of this type of lending is high interest rates. Money is quickly available, but the interest rate that the customer has to pay back is so high that many people are absent from this option. A more favorable option is loans without credit cards for which interest rates are much lower and more favorable. This makes it easier for the customer to repay them and in case of need they will again decide for them than for any other option.
Loans without credit cards have credit houses on offer. They give clients easier access to money, all in a legal way and without any small letters. You should also take this into account when taking out loans without credit cards, as otherwise you could find yourself in a legal scandal that leaves no trace.
Online loans without credit and debt cards are available to all employees
Credit companies do not check the creditworthiness of the client or the possibility for the client to obtain the loan and to repay it with interest within the period specified in the loan agreement. However, care is taken to ensure the regularity of the client’s payments, which entails regular receipts and a regular settlement of debts. A client seeking credit without credit cards should have a neat account, which means that all those who have a secured or blocked account are excluded because payment to that account is not possible.
Online loans without credit and debt cards can be claimed by all citizens over 18 years of age. Whether it’s employees, retirees up to 80 years old. These are non-purpose cash loans so the client can use them at his or her own discretion for any purpose. Loans without credit cards are usually approved for a shorter maturity because it is primarily about smaller amounts of money. Depending on whether the repayment plan is shorter, then the cost of repaying the loan is lower. The longer the repayment plan, the higher the cost of repaying the loan.