However, the Biden White House has been more hostile to tech companies and their owners. Biden has accused companies like Facebook of “killing people” for not regulating Covid posts more strictly. He also named a series of senior officials who called for Big Tech to be broken up, such as Tim Wu and Lina Khan, […]

Loans are an unfortunate pillar of the modern American economy. From the ever-increasing price of higher education, to bankrupting medical bills, to the high cost of starting a business, many citizens find themselves awash in debt at some point in their lives. The Zirtue Team This flood of debt is especially common in poor and […]

City Council approved a pilot program at its May 5 meeting to provide monthly payments of $1,000 to 85 households for an entire year. Once people are accepted into the guaranteed income pilot, they won’t have to “prove” they still need the help, as many government-run financial aid programs normally require. The pilot project will […]

In 5 years, Beyond Finance has earned the trust of over 140,000 clients with an average of $23,600 in unsecured debt. Tweet that Among these customers is Amy, whose husband had a tragic motorcycle accident and had intermittent surgery for more than a year. When she called Beyond Finance, she had more than $50,000 indebted. […]

City Council approved a pilot program at its Thursday, May 5 meeting to provide monthly payments of $1,000 to 85 households for an entire year. Once people are accepted into the guaranteed income pilot, they won’t have to “prove” they still need the help, as many government-run financial aid programs normally require. The pilot project […]

Kansas baseball dominates Omaha as record-breaking Jayhawks program wins No. 2000 Details Kansas Jayhawks Athletics Baseball May 05, 2022 Kansas Baseball won its 2,000th game in program history Wednesday against Omaha by a score of […]

Share on PinterestStudents on the campus of George Washington University in Washington, DC, U.S., Thursday, Sept. 9, 2021. Stefani Reynolds/Bloomberg/Getty Images Long-term student debt is linked to a higher risk of cardiovascular disease and higher levels of chronic inflammation. In 2020, average student debt in the United States upon graduation from university or college ranged […]

Consumer debt hit $14.56 trillion after the fourth quarter of 2020, according to the New York Federal Reserve. TEMPLE, Texas — Debt remains a major problem in America, according to the New York Federal Reserve and debt.org, which showed consumer debt in 2020 sitting at nearly 14.5 percent. Lourdes Zuniga, Executive Director of Financial health […]

Two people are behind bars after an orange alert was issued for a 17-year-old girl from Arkansas earlier this week. Samuel Wayne Bolling, 38, of Nashville and Dayla Diane Ferrer, 19, of Memphis, were arrested and charged with kidnapping, aggravated robbery, first-degree assault and false first-degree imprisonment after the ‘Trynytee case was taken after work […]

The surge in property valuations released this month has left many homeowners reeling. As some struggle to pay taxes, 2022 could bring revival to a controversial industry. Property tax lenders offer to help desperate homeowners and businesses protect their properties from foreclosure by offering immediate loans at high interest rates. After years of steady growth, […]

You can get approved for some loans, such as emergency loans, payday loans, and bad credit or no credit check loans, even if you don’t have the best credit or a stable income. They can provide you with the funds you need to pay for any expenses that may arise. But just because these loans […]

When Ben Patterson, a student at the University of Texas, graduates this spring, he will join the large group of Austinians who earn $15 an hour at their primary workplace. Once the ‘living’ wage that thousands across the country fought for make the national minimum wageliving on $15/hour is now an almost insurmountable task in […]

Need a $500 loan to hold out until your next paycheck drops? In Texas, the average consumer will have to repay that amount, plus an additional $645 in interest. This is according to a new Pew Charitable Trusts analysis payday loans that ranks Texas among the most expensive states for consumers to borrow money. The […]

Every week at All Saints Church, we put our faith into action. This week, we are writing to our members of Congress across the United States urging them to support the Veterans and Consumers Fair Credit Act to protect consumers from predatory lenders. The scriptures condemn usury and teach us to respect the God-given dignity […]

Millions of Gen Xers in their 40s are struggling with student loans, just like Millennials and Gen Z. Insider spoke with two women in their 40s about how their student loans affect their lives. They may both be eligible for a rebate under a federal program, but that hasn’t happened so far. Read more stories […]

An Alabama man who parked a van full of weapons and Molotov cocktail components near the U.S. Capitol on the day of last year’s riot was sentenced Friday to nearly four years in prison. U.S. District Judge Colleen Kollar-Kotelly said she still hadn’t heard an explanation as to why Lonnie Leroy Coffman had “almost a […]

Walrus Pictures | Digital Vision | Getty Images To succeed financially, knowledge is essential. Yet many Americans lack financial knowledge. This can impact everything from the amount of money saved to the debt owed. The situation is disastrous for more than one. More than half of Americans can’t cover a $1,000 emergency expense with savings, […]

This article is part of Health, a series about how Michigan communities are stepping up to address health challenges. It is made possible thanks to funding from the Michigan Health Endowment Fund. Shelby Township resident Nicholas Tabarias’ initiation into problem gambling began in 2014, when he moved in with an aunt who frequently visited the […]

Leaders of two organizations that recently launched an alternative to payday loans now hope to lay the groundwork for changes to state law after releasing a new report about how predatory moneylenders imprison debt-ridden Memphians. “These payday lenders are having a huge impact on our people and their way of life,” said Shirley Bondon, executive […]

After a month, the first symptoms appeared: pressure on the chest, knotted stomach, a thickening aura followed by the sensation of someone scratching the base of the skull. He was quarantined over Christmas for fear he had caught a virus; the base medics dispelled his concern, saying it was “Iraqi rawness”. When her husband returned […]

“Buy now, pay later” is becoming commonplace at major retailers like Target, Ikea and Macy’s. More and more small business owners are also allowing their customers to pay in installments. In fact, 55% of local businesses use buy now, pay later online and 5% offer it as an in-store payment option, according to a February […]

Diving Brief: Sbarro has in partnership with DailyPay give its employees access to on-demand pay. The company, citing his own commissioned research, claims that more than 90% of users say DailyPay helps them pay their bills. Four out of five users no longer have to take out payday loans or pay overdraft fees with pay-as-you-go, […]

A new report links the impact of high-cost loan storefronts mostly concentrated in minority communities in Memphis to the city’s widening racial wealth gap. A report by Political Institute of Hope and Memphis Black Clergy Collaborative published on Wednesday said that while these loans (which include payday loans) are marketed as a “quick financial fix”, […]

When times are tough, payday loans may seem like your only option in Texas. But are they? Keep scrolling to learn more about these online short term loans and how online installment loans in texas may offer an alternative. Why do people turn to payday cash advances? An unexpected expense can be tough on any […]

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From perks to bullets, this story of a millionaire black woman is nothing short of inspiring. Arnita Johnson-Hall told her inspiring story to CNBC, and his accomplishments are nothing if not remarkable. The story begins in 2007, when she was a single mother living in Dallas, Texas working a dead end job to earn a […]

LAWYER ADVERTISING PA Shamis & KindAndrew ShamisLicensed in Florida, New York, Georgia, Illinois, Ohio, Arizona and TexasOffice location: 14 NE 1st Ave., Ste. 705, Miami, FL 33132 Who is affected: Buy now, pay later Have you incurred excessive charges such as overdraft fees or insufficient funds after using Buy Now Pay Later services, such as […]

As efforts to implement a national rate cap stall, more states are considering banning consumer loans with annual percentage rates above 36%. New Mexico lawmakers recently approved a 36% rate cap, which would reduce the state’s current maximum APR by 175%. It now awaits the governor’s signature. Lawmakers in Rhode Island and Minnesota are considering […]

LANSING, Mich. (AP) — A Michigan group began collecting signatures on Wednesday for a ballot proposal aimed at limiting the interest and fees charged by payday lenders they say are trapping low-income borrowers in debt cycles. Michiganders for Fair Lending needs approximately 340,000 valid voter signatures by June. If enough are gathered, the measure would […]

By Joyce Hanson (February 11, 2022, 10:06 PM EST) – Consumers who sued the owners of now-defunct payday lender Think Finance on Thursday asked a federal judge in Virginia to approve a $44.5 million settlement of dollars arising from company claims used businesses owned by Native American tribes as fronts to charge excessively high interest […]

Raise credit agreed to pay a minimum of $3.3 million for charging people interest rates above the 24% maximum allowed by Washington, D.C. for loans and lines of credit, according to a declaration of the District of Columbia Attorney General’s Office. Settlement resolves lawsuit deposit by the AG’s office against Elevate in 2020. Elevate is […]

To celebrate black history in February, CNBC + Acorns Invest in You: Ready. Together. Grow. spotlights everyday Americans who are investing in neighborhoods, schools and small businesses to create a better financial future. In January, CNBC asked readers to name people in their communities making revolutionary change. A Book and A Smile by Khloe Joiner […]

FloatMe, a San Antonio tech startup that gives workers cash advances on their next paycheck, said it has increased $16.2 million from investors during its last fundraising. Overall, the startup has raised $49.1 million in funding since June 2019, including $25 million in debt funding, according to Crunchbase, which tracks investments in tech companies. FloatMe’s […]

Fresh from proposing six initiatives for council consideration, Councilman Jalen McKee-Rodriguez proposed a new health initiative supported by other council members that aims to help San Antonio’s diabetes community. McKee-Rodriguez has filed for council review to create a cost-sharing program to help San Antonio residents cover the cost of insulin, according to a news release. […]

Published on February 3, 2022 at 10:20 a.m., Last update on February 3, 2022 at 2:14 p.m. Submitted by Annissa Flores / Isleta Tribe Member and U.S. Army Veteran This letter is provided as the author’s opinion/comment. You can submit your own letter to [email protected] This story also appeared in the commentary As our nation […]

While a majority of high school students won’t have to worry about filing taxes this year, Turlock Unified School District is offering financial literacy classes to help equip them with the tools they need in coming years. “TUSD students have the opportunity to learn about financial literacy in several courses at the high school level, […]

The average overdraft fee costs consumers $35 per breach, making it an inconvenient and frustrating part of day-to-day banking for many people. But some big banks — Capital One, Bank of America, Truist, US Bank and Wells Fargo — have recently taken steps to reduce or eliminate overdraft fees for their customers. In 2019, Discover […]

The U.S. economy ended last year booming as consumer spending and business investment helped loosen the stubborn grip of the pandemic. Gross domestic product – the broadest measure of the country’s output of goods and services – rose 1.7% in the last three months of 2021 after adjusting for inflation, the department said on Thursday. […]

If you’re hiking along a hot, dusty trail this summer and spy a drone overhead, it could be the Phoenix Fire Department, responding to a crisis on the mountain from above. On June 1, the City of Phoenix will launch a new drone program, which will first equip mountain rescue teams with the technology and […]

First National Bank Texas launched an overdraft alternative this month it calls One-Day Rewind, which automatically refunds a customer’s overdraft fee from the day before if the account balance is no more than 12 $ in the red at the end of the next business day. . At first glance, a product like this in […]

Martin Luther King Jr. once told a crowd in Tempe that “the winds of change are blowing” and that the winds are “swept away from an old (world) order” of systemic racism, racial segregation and civil rights for all in Arizona . It was June 3, 1964. King Jr. pushed for passage of the federal […]